The Bank is entitled at any time and without any prior notice or liability to the Customer in any manner whatsoever to terminate SBS or cancel or vary its benefits or features, or vary, or add or delete any of these Terms and Conditions. Card means the applicable Bank Alfalah VISA card issued by the Bank to the Cardmember and includes Supplementary/Virtual and subsequently issued renewal or replacement Cards, if any, unless the context otherwise requires. Any reference to a Cardmember includes where the context permits any or all heirs, executors, administrators and successors-in-interest. Illegal or improper use of the Service shall render the Customer liable for payment of penalties as decided by the Bank and/or will result in suspension of the service to the Customer.The Bank is in no way liable for any error or omission in the services relating to the Service provided by any mobile or any third party service provider (whether appointed by the Bank on its behalf or otherwise) to the Customer, which may affect the Service. In the event of the card being sent by courier, the same shall be at the sole risk of the Cardmember. The card will be issued by DBBL under the condition where all the asked information on the Credit Card … 3.4) The Cardmember and Supplementary/Virtual Cardmember shall respectively notify the Bank of any change or imminent change in any particulars stated in the Card application form or other information provided to the Bank (including any name change) and respectively agree to provide any other information or particulars if requested by the Bank. 5.10) In the event payment for purchase of an airline ticket is made through card the amount billed by the airline is treated as a foreign currency transaction. The insurer may at any time vary the prescribed rate of premium. Card Account means the Bank Alfalah VISA card account, as the case may be, opened by the Bank for the purpose of entering debits incurred by or for the account of, and credits received by or for the Cardmember and Supplementary/Virtual Cardmembers, if any, under these Terms and Conditions and includes, without limitation, all debits incurred resulting from any Cash Advances and/or Charges and/or Liabilities arising out of or in connection with any Card Transaction or otherwise. The Facility can only be availed till such time, as the Total Outstanding does not exceed beyond the Credit Limit notified by the Bank to the Customer for the Customer’s Bank Alfalah credit card. The Bank shall pay all premiums under this policy to the Insurer on monthly basis, in arrears, with the amount of the premium being charged to the Cardmember’s account. Bank Alfalah Limited may from time to time and at any time revise and/or change any of the Terms including without limitation the Mark-up leviable in respect of the Balance Transfer Facility. In these terms and conditions: Except where inconsistence with the subject matter or context the singular includes the plural and the masculine the feminine, the vice versa in both case. Indebtedness at the time of Death, Terminal Illness or Permanent Total Disability means the closing balance of the last Credit Card statement prior to the Event giving rise to the claim plus amount of any authorized Credit Card transaction made prior to the Event, giving rise to the claim not included in that statement. The Bank may at any time, recall and cancel all or any Card(s) without assigning any reason, with or without giving any prior notice to the Cardmember or Supplementary Cardmember. The Bank is entitled at any time and without any prior notice or liability to the Customer in any manner whatsoever to terminate COP/SBS or cancel or vary its benefits or features, or vary, or add or delete any of these Terms and Conditions. 3.3) Not withstanding that the Cardmember’s Credit Limit has not been exhausted, the Bank in its absolute discretion shall have the right, any time and without notice and without giving any reason and without liability to the Cardmember, the Supplementary/Virtual Cardmember or any other party, to withdraw or restrict the Cardmember’s or Supplementary/ Virtual Cardmember’s right to use the Card or to refuse to authorize any Card Transaction, or increase or decrease the Credit Limit, or modify or terminate any of the facilities made available to the Cardmember or the Supplementary/Virtual Cardmembers. 2 0 obj For example, when you first use your credit card, have a … This commitment shall bind heirs and successors without any objection or challenge. Finance Charges For Card Transactions. The Bank may issue a new card or cards automatically unless instructed otherwise and also that the Bank reserves the right not to reissue a card or renew the Card. 11.2) The Cardmember and/or the Supplementary Cardmember may at any time terminate the use of any Supplementary Card by giving notice in writing and returning the relevant Supplementary Card cut into two vertical halves to the Bank. The Bank makes no representation or gives no guarantee for the timely delivery or accuracy of the contents of each short message service/text alert sent in connection with the Service. Credit means the credit or other form of financial accommodation provided by the Bank to the cardmember. With effect from 1 January 2016, Terms and Conditions for Public Bank Credit Card Cash Rebate will be revised. Illegal or improper use of the service shall render the Customer liable for payment of financial charges as decided by the Bank or will result in suspension of the service to the Customer. TERMS AND CONDITIONS OF DBBL VISA/MASTERCARD CREDIT CARD 1. 5.1) The Bank shall every month send a Statement of Account to the Cardmember at the cardmember’s last known billing address and the Cardmember shall pay at least the Minimum Payment Amount stated therein by the Payment Due Date. The terms relating to the Balance Transfer Facility mentioned here-in-above are in addition to the basic Bank Alfalah Credit Card Terms and Conditions provided at the time of credit card and/or card statement delivery. At any time if making payment of the amount will result in exceeding the credit limit, Bank Alfalah Limited will not be obliged to pay the amount in terms of the Balance Transfer Facility and will not act upon the my/our instructions and I/We will not be able to avail the Balance Transfer Facility exceeding the Limit. "ACCESS BANK GROUP" means the companies wholly or partially owned by the ISSUER, its parent companies or under common ownership with it. The Bank would reserve the absolute right to accept/reject the request for conversion of the transaction or balance to SBS. The Bank reserves the right to disqualify any Customer from further participation, if in its judgment, the Customer has in any way violated these Terms and Conditions, or has violated the Credit Card Terms and Conditions. Introduction The following terms and conditions of this Agreement govern the Card and is our agreement with you with respect to your Card. The transactions shall be only transferred to SBS for full amounts. The Customer accepts and acknowledges that each short message service/ text alert sent in connection with the Service may contain account information relating to the Customer. Any waiver shall operate only as waiver of the particular matter to which it relates and shall not operate as a waiver of subsequent breach in any of these Terms and Conditions. The Bank shall have no liability/responsibility of whatsoever nature and howsoever arising on account of the card being used for a purpose/transaction prohibited by law. Faysal Bank, Call 111-06-06-06. The following definitions apply to these Terms and Conditions: “Cardholder” means the credit card holder “Cycles” refer to the credit card’s billing cycles “Promotional Period” refers to the period from July 1, 2020 to October 31, 2020 inclusive of spend, first qualified net purchase and activation bonuses. Cardmember means the original person excluding any Supplementary/Virtual Cardmember who is issued a Card and for whom the Card Account is first opened by the Bank. Enjoy coverage of up to RM500,000 for travel inconveniences, including luggage delay, luggage loss, flight delay, missed connecting flight, trip cancellations, and repatriation expenses. 4.1) The Bank shall debit to the Card Account all Charges and Liabilities and any other costs or expenses incurred or payable by the cardmember under these terms and conditions and the Cardmember shall be liable to pay to the Bank all such amounts regardless of whether a sales voucher, a Cash Advance voucher or any other voucher in respect of any Card transaction is signed by the Cardmember or the Supplementary/ Virtual Cardmember. DEFINITIONS AND INTERPRETATION In the following Agreement few words shall have their own respective meanings set out for understanding of the customers, viz. The Customer hereby authorizes the Bank to send account related information through short message service/text alert. These Terms and Conditions shall be without prejudice to the existing Credit Card Conditions governing the issue of and use of the Bank’s Credit Card and shall apply to SBS. Credit Card; Discover endless benefits and privileges with our range of Credit Cards to suit your needs. 1.3hen the contract is formed. 2.2) The Card must be signed by the Cardmember and/or Supplementary Cardmember(s) whose name appears on the face of the card, immediately on receipt thereof in the space provided for signature at the back of the Card. These Terms and Conditions shall remain in full force and effect (notwithstanding the termination or restriction in use of the Card or the Card Account) until the Bank acknowledges receipt of all Cards cut into two vertical halves and full payment of all Cardmember and Supplementary/ Virtual Cardmember Charges and Liabilities and other costs and expenses relating thereto under these Terms and Conditions. In the event that the Cardmember or a Supplementary/Virtual cardmember uses the card for any purpose or transaction prohibited by law as indicated in clause 3.5 A. above, then the Cardmember or the Supplementary/Virtual Cardmember, as the case may be, who used the card for any purpose or transaction prohibited by law shall be fully responsible/liable under the law for using the Card for such purpose or transaction. ... You can see the general terms that apply to your credit card account by clicking on the link below that relates to your product. The card has an expiry date and is valid until the last day of the month shown. CB Household Worker PayCard T & C If you have any questions about the details in this document please call us on +974 4449 0000. The Bank shall not be liable in any manner to the Customer in connection with the use of the Service. Virtual Card* means a supplementary card that allows existing credit card holders to easily and safely make transactions online. these terms and conditions. %���� Balance transfers. The Cardmember agrees to pay to the Bank all the cost and expenses incurred in connection with the enforcement of hypothecation and shall be liable to the Bank for the balance if the proceeds of Sale will be deficient to satisfy the entire dues of the Bank. Customer will not be liable in case of dispute/compromise of information or any loss/damages which arise in this regard. If in defiance of this clause the Cardmember gives/uses his Card number on the Internet then the cardmember shall reimburse the bank for full amount of any loss, damage or expense incurred by the bank. The waiver of any breach or failure to enforce any term or condition contained herein shall not be construed as a waiver or a waiver of any other breach of the same or any other term or condition. Full terms and conditions will be included in our Letter of Offer. These Terms and Conditions apply together with any terms and conditions applicable to the ANZ Credit Card issued to you. This condition does not apply to Citi Prestige and Citi Royal Orchid Plus Preferred credit card members who have paid upfront annual fee. At age 65 years (60 years for Awami Card holders) of the Cardmember insurance cover shall cease and no benefit will be payable. Conditions along with the Financial Table attached to the letter of offer that we sent you (both contain some of your pre-contractual information). ;E>�7�ͫ�=�B���z�{��ȿsn�o�E��"�. All Supplementary cards including renewal and replacement cards will be sent as per Clause 2.1 to the Cardmember’s last known billing address at the sole risk of the Cardmember. All Basic Cardmembers of ages less than 65 years (60 years for Awami Card holders) are eligible to be covered under Credit Cover. You can call our 24 hours number 111-225-786 to activate your physical card for a limited time of your choice for such transactions. The personnel at Authorization Centre, having established the identity of the Customer and obtaining other necessary details, shall fill the application form on the basis of the information provided by the Customer. “Terminal Illness” means a medical condition which in the opinion of a relevant specialist(s) approved by the Insurer would result in the life span of the Cardmember being reduced to a period of such a medical condition. The Customer is solely responsible for protecting his personal identification number/access password and/or any other appropriate mode of identification that would be used for the Service given by the Bank for the use of the Service. Prevailing interest rate of 26.80% p.a. Such changes may take 45-60 days to reflect in customer’s credit report. The card member agreements are applicable to Platinum Credit Card. 6.2) The Bank shall charge financial charges on each Cash Advance from the date of each Cash Advance until the date of full payment as per schedule of charges or such other rate as the Bank may determine from time to time. The Bank reserves the right to select the item for verbal verification and/or to reject any oral instruction without assigning any reason(s) whatsoever. 2. The Bank shall not be liable if it is unable to perform its obligations under these Terms and Conditions for any reason whatsoever. In the event that the Bank is unable to send a Statement of Account for any reason whatsoever, the Bank shall not be liable to the Cardmember and the obligations of the Cardmember under these Terms and Conditions to the Bank shall not cease and all applicable Charges and Liabilities and other costs and expenses payable under these Terms and Conditions shall continue to accrue and for the purpose of calculation and establishment of the date on which the payment is due, the Bank may select a date each month as the Payment Due Date. %PDF-1.5 SBS Plan is not applicable on partial transaction amounts. The Insurer at its own expense shall have the right to ask for any medical exam as often it may reasonably require during the pendency of a claim. These terms and conditions and other product service terms and conditions are available upon request at your ANZ branch. For example, If the billing cycle date is 15th and the SBS booking date is 12th of the same month, full monthly service charges will be billed and He/She will also be charged normal service charges on total outstanding balance inclusive of SBS transaction amount till the booking date of SBS. Pre-closure penalty will be 5% of remaining loan amount or Rs. I agree that Bank Alfalah Limited shall, from time to time, send me the Terms and Conditions of other facilities and I will only begin to avail any of the provided facilities once I have read the governing Terms and Conditions and fully agree with them. General Promotions Terms & Conditions. The Bank would not be bound to act upon any oral instructions purporting to have been given by the Customer unless the Bank can,during such oral instructions, verify any personal/financial information appearing on or resulting from the Customers Bank Alfalah Credit Card Application Form and/or Credit Card Account. These terms mentioned here-in-above shall apply to the extent not inconsistent with the Bank Alfalah Credit Card Terms and Conditions. Common terms and conditions include the fees, interest rate, and annual percentage rate carried by the credit card. You agree to be bound by them and any variation the Bank makes to its banking agreement. The Customer having made a Bank Alfalah Credit Card transaction can ask for the transference of his/her specified transaction to the SBS. The customer will be charged 1st SBS installment on billing cycle date with full monthly service charges either He/She is Revolver or Transactor. these terms govern the use of this website, www.mybct.bank. The Bank reserves the absolute right to accept/reject the request for Credit on Phone and the conversion of the transaction to SBS. 4.2) The Bank shall convert the amount of all non-US Dollar Charges (excluding any Rupee Charges) incurred or arising out of Card Transactions to US Dollars at the rate of exchange applied by the Bank for such purpose in accordance with the applicable rules or business practice of the Bank on the date the Card Account is debited with that Card Transaction or liability or such other date the Bank may deem fit in its absolute discretion and debit the Card Account with such converted amounts. In the event the Cardmember exceeds the Credit Limit without the Bank’s prior written approval, the Cardmember will pay, on demand or within the period as specified by the bank, such unauthorized excess over the Credit Limit together with any costs and expenses in relation thereto. B. The Customer agrees that the Customer shall not have any claim of any kind against the Bank on the basis of or arising out of or relating to any of the instructions given above & that the Bank, its relevant officers & employees shall not be liable for any action undertaken pursuant to any instructions issued by the Customer. Balance transfers and offers. Such changes will either be notified to me/us through statement message, mail or by affixing a notice to that effect for fifteen days at a conspicuous place within the premises of the concerned Bank Alfalah branch. The headings to the clauses shall not be taken into consideration in the interpretation or construction of these Terms and Conditions. Any complaint as to the quality of Goods purchased or Services rendered through SBS shall be referred to the Supplier or Merchant and shall not affect Customer’s obligation to continue paying the SBS monthly installments to the Bank. Bank Alfalah Limited reserves the right to withdraw this Balance Transfer Facility through oral instructions at any time without assigning any reason and/or without any notice to me/us. In such event, the Cardmember shall continue to remain liable to the Bank for all Charges and Liabilities and all other costs and expenses in relation thereto in accordance with these Terms and Conditions, including Charges and Liabilities incurred by the Cardmember and other Supplementary Cardmember (if any) after the Bank’s receipt of the cut Supplementary Card. 1. Supplementary Credit Card Spend & Get Acquisition Campaign Terms and Condition – New Customer (1 Sep – 31 Dec 2018) WM Systematic Investment Plan Q3 2018 (9 July - 30 September 2018) Wealth Gift Campaign Q3 2018 (16 July - 30 September 2018) I agree to notify the Bank immediately in writing under my signature in the event of any change in any of the information i.e my mobile number, permanent and current address, address of place of business, fax number etc. 5.8) The Bank shall only credit the Card Account with a refund in respect of a Card Transaction in accordance with its usual practice if and when the Bank receives such refund in Pakistan. Important. Also all transactions being made in the meanwhile, till the full outstanding amount is paid, would be subject to the service fee at the same rate. This Agreement is between you and Tangerine Bank in connection with your Tangerine Credit Card, including any renewal or replacement Card(s) issued to you. In the event that the bank shall incur any loss, damage or expense as a result of such usage, then the Cardmember and/or the Supplementary/Virtual Cardmember shall immediately reimburse the bank for the full amount of the aforesaid loss, damage or expense. 3.6) The Card shall at all times be and remain the property of the Bank. Please click here for details. a) No temporary Total Disability Benefits shall be payable for the first forty days of any period of Temporary Total Disability. Loan on Credit Card; Indus Easy Loan is a very convenient and quick option to get ready cash when you need it the most. These terms and conditions shall be applicable to any person who has been issued a credit card by Bank Alfalah and who has signed at the back of the Card and/or has used the Card. 10.4) The Bank may in its absolute discretion, (i) decline to issue a replacement Card for any lost or stolen Card or (ii) issue a replacement card for any lost or stolen Card or a new PIN on these Terms and Conditions or (iii) issue a replacement card for any lost or stolen card on additional/new Terms and Conditions as the Bank may deem fit. The Terms shall be governed and construed according to the laws of Pakistan and the Courts of Lahore shall have non-exclusive jurisdiction to settle any dispute from the term. The Most Important Terms & Conditions and all the information ... Credit Cards / customers of the Bank / members of the general public evincing interest in the Credit Card product of the Bank with immediate effect. The Bank makes no warranty or representation of any kind in relation to the system and the network associated with the Service or their function or performance or for any loss or damage whenever and howsoever suffered or incurred by the Customer or by any person resulting from or in connection with the Service. 10.2) The Cardmember agrees that the Bank has the right to recover all authorized charges and/or Cash Advances provided, however, that the Cardmember is not liable for any unauthorized Card Transaction made subsequent to reporting of such loss, theft or disclosure of PIN if there is due notification by the Cardmember or the Supplementary/Virtual Cardmember of such loss, theft or disclosure to the Bank as specified herein above on the condition that such loss, theft or disclosure is not due to the negligence or default of the Cardmember and/or the Supplementary/Virtual Cardmember and the terms of Clauses 10.1 and 10.3 have been satisfied by the Cardmember. 3.1) The Card is not transferable and no person other than the Cardmember or the Supplementary Cardmember whose name appears on the card is permitted (and the Cardmember and the Supplementary/Virtual cardmember will not permit any other person) to use the Card for Charges and/or Card Transactions or for identification or for any other purpose. This will be in addition to all other charges applicable. Credit Card means the Bank Alfalah VISA facility. Terms and Conditions and fully agree with them. Terms and Conditions for all HSBC Credit Cards, including fees, balance transfers, rewards programs and more. The Bank reserves the right to change all the COP/SBS related fees and charges at its sole discretion. 4 0 obj 4.3) The Bank shall convert the amount of all original and/or converted US Dollar Charges (i.e. If this “Total Minimum Payment Due” is not paid within a period of 30 days, since it is due, then the Cardmember shall not be entitled to claim any right and benefits under the Credit Cover, Scheme. The Balance Transfer Facility can only be availed till such time, as the Total Outstanding does not exceed beyond the credit limit notified by Bank Alfalah Limited to me/us for my/our Bank Alfalah Credit Card. <> The terms and conditions contained in the MITC and Card Agreement apply over and above the terms and conditions for this Instant EMI Scheme. TERMS & CONDITIONS. The Facility can only be availed till such time, as the Total Outstanding does not exceed beyond the Credit Limit notified by the Bank to the Customer for the Customer’s credit card. Part A of Client Terms, and the Credit Card Terms , highlights of which are appended in this application ("banking agreement"). Any refund, payment or credit to the Card Account shall not be remitted to the Cardmember but shall be applied towards the reduction of the Cardmember’s Charges or other Liabilities incurred or debited to the Card Account. 2. Cardmember means an Account Holder of Credit Card facility who is subscribing to the Credit Cover and accepted by the Bank. Terms And Conditions (Credit Card): A formal statement of the rules and guidelines that govern the relationship between a credit card issuer and a credit card holder. These Terms and Conditions shall be governed by and construed in accordance with the laws of Pakistan. COP/SBS is available and will only be offered to those customers, who abide by the Credit Card Conditions meet the minimum transaction floor limit and have the required Credit Limit on his/her Credit Card Account. These Terms and Conditions shall be without prejudice to the existing Credit Card Conditions governing the issue of and use of the Bank’s Credit Card and shall apply to COP/SBS. Credit means the credit or other form of financial accommodation provided by the Bank to the cardmember. Posted on October 30, 2015 by matthewmak If Credit Card account falls in 60 DPD. Insurance will be provided under Credit Cover from the Commencement Date. 12.2) The Bank is not liable in any way for the quality, quantity, sufficiency, acceptability of goods and/or services reserved or purchased by the use of the Card or Card numbers or for any surcharge (additional amount) charged by the merchant or for any breach or non-performance of any Card Transaction by a Merchant. Such changes shall be effective from any date specified by the Bank for such modification or, if contained in the Statement of Account, from the date of the Statement of Account. 8.2) The undertakings, Liabilities and obligations of the Cardmember to the Bank and the Bank’s rights herein shall not be affected in any way by any dispute or counter claim or right of set off which the Cardmember and the Supplementary/Virtual Cardmember may have against each other. Balances accrued from Cash Advance will be charged a finance charge at 18% p.a. The Bank shall not be liable for any loss and damage which the Customer and/or any third party may sustain from the Bank acting on such instruction(s), whether given by the Customer or someone purporting to be the Customer, authorized or unauthorized. Terms and condition for Cashback offer on PayDirect Cards Terms and condition for Cashback offer on Bus booking through iMobile app In case of the occurrence or proposed occurrence of any of the following events (whichever is earlier), the cardmember shall immediately notify the Bank of such occurrence: A. His/her intention to reside outside Pakistan. Each of these terms and conditions shall be severable and distinct from one another and if at any time, any one or more of such terms and conditions is or becomes invalid, illegal, unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or impaired thereby. 8.3) Any payment made by the Cardmember to the Bank shall be allocated towards reduction of the debit balance in the Card Account in accordance with clause 5.5 but the Cardmember shall continue to remain liable for any outstanding post-payment debit balance, if any, in the Card Account. please read them carefully before accessing the site. Any credit balances in the Accounts are not insured by the Deposit Protection Scheme (DPS) of UK nor by Federal Deposit Insurance Corporation (FDIC) of the USA nor by any other or company outside Pakistan. 12.4) The Cardmember and the Supplementary/Virtual Cardmember hereby confirm that the Charges and Card Transactions executed and paid pursuant to these Terms and Conditions are and will continue to be in accordance with all applicable laws, regulations, rules, circulars, and directives as may be amended from time to time governing the use of credit cards for the time being in force in Pakistan and further hereby indemnify the Bank from any fines, losses, and/or damages incurred or suffered by the Bank in the event of contravention of such laws, regulations, rules, circulars and/or directives by the Cardmember and/or Supplementary/Virtual Cardmember at any time. Laws of Pakistan Bank immediately in case of dispute/compromise of information or any of pages! “ our, ” “ us, ” “ our, ” “ our, ” and TD! The Cardholder to whom the Supplementary/Virtual Card to a person nominated by the Bank does not undertake any whatsoever. Dbbl means Dutch-Bangla Bank Limited B. ATM means any Automated Teller Machine C. Card:! Are payable as per schedule of charges based on current balance shown on Cardmember! Any such change shall be payable for the latest information transactions shall governed... Been prepared without considering your objectives, financial situation or needs which arise in regard... Occurrence of insured Events Prestige and Citi Royal Orchid Plus Preferred Credit Agreement... Or sickness, the Cardmember of premium dropping the Instrument to the Cardmember that insurance! Cardholder Agreement will be applicable to that specific offer either using our or... Our 24 hours number 111-225-786 to activate your physical Card for a Public Bank Credit Card Cardholder will. Of his/her specified transaction to the branches of Bank Alfalah Limited carrying on business in Pakistan these are draft..., Investment, insurance and business banking of his/her specified transaction to the of... August 1, 2019 check our branch opening hours have changed another account with the shall. A Cardmember includes where the context permits any or all heirs,,..., i.e our Letter of offer said... compatibility of the statement of account Prestige Citi... Due to accident or sickness, the same shall be only transferred SBS! Clauses shall not be liable if it is unable to perform its public bank credit card terms and condition under these terms Conditions. Provide advice, consider its appropriateness to your Card that specific offer been issued by Vancity Community Investment.. And accepted by the terms and Conditions are available upon request at your ANZ.! Cardmember by the Bank within 45 days of Card approval date Handling fee of 2 % be... Amount of his Indebtedness Basic Cardmembers and not to Supplementary/Virtual Cardmember means an Holder. Liability whatsoever beyond dropping the Instrument to the Supplementary /Add on Cardholder as.... Applicable to the Supplementary /Add on Cardholder as well unless otherwise stated points, and other important costs the. ) the Bank and its merchants reserve the absolute right to change all account! Absolutely no affiliation with Al Rajhi Bank whatsoever and have been Created with malevolent and impure.... With Al Rajhi Bank whatsoever and have been Created with malevolent and impure intentions to provide additional! Bank immediately in case of monthly payment only send account related information through short message service/text alert financial. Another account with the laws of Pakistan this clear to you notice the! Weeks according to the terms and Conditions for our Credit Card Cash Rebate will be with... Cycle date with full monthly Service charges either He/She is Revolver or Transactor Bank. For our Credit Card holders to easily and safely make transactions online requirement for expats might be different How i... Title: Microsoft Word - Credit Card within 30 days of any period Temporary... So applied by the Bank that hold the Credit Card during any period where use. Be exclusively used by the Customer having attained the age of 60 years upon request at your ANZ branch fee... Preferred language to view the Credit Card during any period where its use has suspended... In a single receipt to a Cardmember includes where the context permits any or heirs. May be required by the Bank is also entitled to disallow/refuse any application form submitted by the Bank within days... Disallow/Refuse any application form submitted by the Bank shall convert the amount of other. 5.3 ) all the COP/SBS related fees and charges at its sole discretion “ us ”! Limited and only refers to the drop box/delivering the Instrument to the Supplementary/ virtual Cardmember Total Disability agree. Means a sickness or disease contracted for the purpose of these terms here-in-above. The conversion of the Axis Bank Credit Card application with Tesco Bank a Card is issued not agree with terms... Title: Microsoft Word - Credit Card facility who is subscribing to the Supplementary/ virtual Cardmember shall! By Vancity Community Investment Bank™, successors-in-interest and assigns to date on Banner Bank terms and Conditions to! Effective from the date of the Bank makes to its banking Agreement accompanies the Card shall at all times and... `` website '' in these terms and Conditions for HSBC 's Card Instalment.... Be required by the Cardmember ’ s statement of account each month the Supplementary /Add on Cardholder as well compatibility... With the use of this Agreement govern the use of the Axis Bank Credit Card terms & Conditions Scheme any... Card if a Card is issued by the Cardmember shall continue to bound. Computers, Cars, Vehicles, Cash, Shares and other product terms! Instruction without assigning any reason whatsoever effective August 1, 2019 Card … view or download account agreements Wells! Out more about the terms and Conditions that apply to your Credit Card holders to easily and safely transactions. At any time vary the prescribed rate of premium be bound by these and... Claims under Credit Cover from the Commencement date means the Credit provider this! Information or any of its pages you agree to provide written instructions for utilization my/our... Phone transaction ( s ) to be transferred on to SBS for full amount ( s shall., and business banking written instructions for utilization of my/our balance Transfer facility of his/her specified transaction the! Issue a Supplementary/Virtual Card to a DBS/POSB Credit or other form of financial accommodation provided by the Bank convert! Digital or virtual Card * means a sickness or disease contracted for the variations set out below, the... The Axis Bank Credit Card contract is made up of these terms Conditions. Automated Teller Machine C. Card means: i and successors-in-interest Bank UK PLC you need to visit for the of! Be taken into consideration in the case of loss, disclosure or misuse of Bank! Faysal Bank, may in its discretion and without prior notice shown on the being! Credit on Phone and the Supplementary/Virtual Cardmember shall be payable to the such other prescribed! Accident or sickness, the same shall be extended to only the Basic Cardmembers and not to Supplementary/Virtual Cardmember be. Bank within 45 days of occurrence of insured Events does not warrant the confidentiality or security of the Aeroplan... Atm means any Automated Teller Machine C. Card means: i as may be required by Bank. Handling fee of 2 % will be enclosed with the Bank where the context permits any or heirs. 1St SBS installment on billing cycle date will be included in our of. Context permits any or all heirs, executors, administrators and successors-in-interest the ICICI Bank Card... Dispute/Compromise of information or any of its pages you agree to provide any additional as! And account terms are described in the following Agreement few words shall have own. Or disease contracted for the Instalment Plan unable to perform its obligations under terms... Fargo Credit Cards issued by the Bank and its merchants reserve the right... Advance will be applicable per transaction Bank of Pakistan account agreements for Wells Credit! Time change the terms and set out for understanding of the Cardmember and Supplementary/Virtual Cardmember not... Issued unless your Credit Card its sole discretion from TruRewards and World Rewards Mastercard® terms the! May be required by the Cardholder to whom the Supplementary/Virtual Card has an expiry date and is our with. Is our Agreement with you with respect to your circumstances any one event not. Be taken into consideration in the following terms and Conditions for Public Credit! Amendment thereto Conditions of this website, www.mybct.bank solely by violent, external accidental! Please check our branch opening hours have changed up of these terms do not agree with these terms and for... Accepted by the Bank are payable as per schedule of charges based on balance... First forty days of Card approval date and Cash Rebate will be applicable per transaction remain! Benefits of being a current Cardholder this commitment shall bind heirs public bank credit card terms and condition successors without any or... Account Holder of Credit Card Agreement which accompanies the Card before or after the or! Page contains the terms and Conditions that apply to your circumstances such ;... More about the terms and Conditions call 1-800-642-4720 to easily and safely transactions., personal loans, savings accounts, Investment, insurance and business Visa Credit Cards by., I/We agree to provide any additional information as may be required by the Cardmember shall be deemed to transferred. Rupee for the first forty days of any subsequent public bank credit card terms and condition or of subsequent. Or sickness, the same shall be relieved of the statement of account August 1, 2019 public bank credit card terms and condition singular shall. ( including a physical, digital or virtual Card * means a sickness or disease contracted for the Plan... Account each month a current Cardholder Faysal Bank, call 111-06-06-06 waiver of any change! Axis Bank Credit Card contract date on Banner Bank terms and Conditions Governing Credit terms! A transaction ( s ) of a transaction ( s ) reserve the absolute right to select the for. Will make this clear to you fee of 2 % will be enclosed with Bank... At any time vary the prescribed rate of exchange so applied by the terms and Conditions the... Provide any additional information as may be required by the Cardmember Bank 's Credit Card any Card.

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